Services

Bank On Yourself® Advisor | Retirement Planning in Florida & Nationwide

Safe & Secure Retirement Planning

As a certified Bank On Yourself® Advisor, Iris helps women, business owners, and families create safe, strategic retirement plans designed for stability and control. Based in Florida and serving clients nationwide and throughout Latin America, we specialize in retirement planning strategies that reduce market exposure while building predictable income. By integrating the Bank On Yourself® concept into retirement planning, clients gain liquidity, guarantees, and long-term financial security. Retirement should not feel uncertain — it should feel empowered.

Leave a Legacy with Life Insurance

Life insurance is a cornerstone of smart financial planning.

Whether the goal is protecting your family, securing your income, protecting your business, or creating generational wealth, the right coverage provides confidence and stability.

Term life insurance offers flexible protection from 1 to 40 years, making it ideal during your highest-responsibility years. Because it provides the most coverage for the lowest premium, term insurance delivers maximum protection and true value — especially for young families, divorced women, and business owners.

Income Protection & Disability Insurance Planning

Protect Your Paycheck

Strong financial planning begins with protecting income. Legacy by Iris provides disability insurance solutions designed to safeguard the earning power of professionals, people in the medical field, business owners, and single-income households. Income protection ensures long-term retirement and wealth-building goals stay on track. Financial independence starts with protecting what funds it.

Long-Term Care Planning for Women & Families

Age with Dignity and Protect Your Assets

Long-term care planning is an essential part of retirement planning, especially for women who statistically live longer and face higher care costs. We helps clients across Florida and nationwide to prepare for unforeseen, extended care needs without draining retirement savings. By incorporating long-term care strategies, clients protect both independence and legacy. Planning ahead protects more than finances, it protects dignity.

Annuities & 401(k) Rollovers

Guaranteed Growth & Lifetime Income

Many professionals have abandoned or orphaned 401(k) accounts sitting with former employers, that are still exposed to market risk. We can help you rollover those old 401(k) plans into secure fixed and indexed annuities designed to protect principal and reduce volatility.

Annuity strategies offer guaranteed growth and the option for lifetime income; including level income, increasing income to help address inflation, or income linked to index performance without direct market loss. The result is protected assets, predictable retirement income, and greater financial control.

Structured Settlements 

Iris works directly with plaintiff attorneys to design customized, tax-advantaged payout strategies to meet the client’s needs. Collaborating with leading firms such as Ringler and Arcadia to secure highly rated annuity solutions. Structured settlements convert large legal awards into guaranteed, tax-free income streams protected from market volatility, with payment schedules tailored for lifetime income, increasing payments, or defined-term distributions. These specialized annuities can also be used to structure attorney fees for long-term, tax-efficient income planning.